Streamline payments and secure your financial
operations directly within your Business Central. 

Swift and secure payment processing 

Have you ever faced delays due to manual processes, struggled with errors, or worried about the security of your transactions? Managing payments and reconciliation manually is not only inefficient, but it also leaves you with limited visibility into your cash flow and increases the risk of security and compliance issues.  

Continia Banking streamlines and secures your payment and reconciliation processes, automating your payment workflows directly within Microsoft Dynamics 365 Business Central. Designed to enhance efficiency, this solution reduces errors with built-in validation checks, supports seamless bank integration, and ensures secure transaction handling. With Continia Banking, your team can effortlessly process payments while maintaining security control over your financial processes.   

Key features that add value to your workday

Direct communication

Streamline your payment processes through direct, secure communication between Business Central and your bank. This connection allows you to send payments and direct debit files, import payments and statement files, and receive real-time status updates and exchange rate adjustments, eliminating manual work and saving you time.

Payment security

Protect your payments against fraud with secure approval flows, ensuring every payment line is approved by the right people before bank export. Quickly get informed of changes in bank account information and verify the details, safeguarding your company from malicious actors and avoidable errors.

Validation & error handling

Ensure seamless payment exports with frequent validation checks that prevent errors from occurring in the bank. Data is automatically validated at every level, providing you with detailed error descriptions to guide you to the source. This ensures quick corrections and high data accuracy for every transaction.

Reliable reconciliations

Enhance your reconciliation process and achieve up to a 95% match rate—whether you're using the Payment Reconciliation Journal or Bank Account Reconciliation. Effortlessly find matches using all available data and advanced search rules, while built-in logic processes the results for maximum accuracy and efficiency.

Flexible payment exports

Tailor your payment flow to fit your business needs. Choose a streamlined flow for quick processing in the Payment Journal, either by line or by summarizing multiple lines. Or, select the advanced flow for improved processing and detailed oversight of each recipient, allowing flexible management of every payment line.

Enhanced file import

Seamlessly import CSV files into the Payment Reconciliation Journal or Bank Account Reconciliation from any bank or payment service provider. These enhanced import capabilities simplify the import process with predefined templates and options to create custom data structures, making it easy to map and import your CSV files.

Prevent fraud before it happens 

Continia Banking puts your business's financial security first by ensuring any changes in bank account information are flagged before payments are processed. If details, such as bank account number, IBAN, or SWIFT code change, the system automatically requires you to re-verify before continuing. 

If changes aren’t verified, you’ll receive a warning with the option to block all payments until verification is completed. Verification can be done via email, phone, or other methods, and you can log additional information with comments to keep a clear record. This way, your transactions stay secure and accurate. 

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October 09 2024 - 13:00
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Feature overview

  • Essential
    Standard payment flow
    Quickly process your outgoing payments in the Payment Journal, either by line or by summarizing multiple lines, reducing bank fees and providing clear payment records for vendors, customers, or employees.
    Advanced payment flow
    Get precise control over payments for each vendor, customer, or employee and manage each payment line with precision. Handle partial payments, discounts, and payment methods or currencies with a clear, organized overview.
    Payment suggestion templates
    Define a series of settings to determine how payments are executed in each individual payment journal.
    Pay from the same journal
    Execute all payments from a single Payment Journal—across all bank accounts, currencies, and to vendors, customers, and employees—exported with one click.
    Transaction ID-based reconciliation
    All payment lines are marked with a unique transaction ID that tracks the payment through the system. This ID ensures automatic reconciliation when the payment is received on the electronic account statement from the bank.
    Payment reference autofill
    When you receive a purchase invoice with a payment slip, it includes a unique Payment Reference (OCR line) that is typically entered on the invoice. If you've set up a template for the vendor to calculate this reference, the field is automatically filled in on the payment. With Continia Document Capture, the Payment Reference is transferred automatically.
    Advanced payment validation
    The comprehensive validation engine and error log ensure high-quality assurance, allowing you to safely send payments to the bank with minimal risk of failure.
    Summarize payments per vendor
    Summarize multiple payments to the same vendor, customer, or employee to reduce bank fees. Remittance advice is generated to document the summarized invoices and credit notes covered by the payment.
    Payment journal overview
    View and filter the status of each payment (displayed in both text and color) once a payment suggestion is created.
    Banking factbox
    Track the status of individual payments after they are created in the payment journal by viewing the payment status log.
    Import bank account statements
    Import bank account statements into a standard journal for reconciliation. Continia Banking automatically maps the bank statement data to the correct fields, eliminating the need for manual data entry.
    Autosend remittance advice
    Send remittance advice from payment journals to vendors, customers, or employees manually, upon posting, or through a job queue.
    Rule-based reconciliation
    Set up reconciliation search rules for bank accounts, vendors, customers, and employees to improve matching.
    Payment pre-validation
    Validate payment information against bank requirements before document approval with Document Capture.
    Autofill bank details from IBAN
    Continia Banking automatically generates the necessary bank information, saving you time and ensuring the IBAN number is valid and bank account details are correctly filled in. This is especially helpful when setting up foreign bank accounts where information may be hard to obtain.
    CSV Ports
    Setup CSV ports to import previously unsupported file formats. Files can be imported into the Payment Reconciliation Journal and Bank Account Reconciliation.
    Enhanced Payment Reconciliation Journal
    The Payment Reconciliation Journal is enhanced with features to optimize payment application, match rates, journal line creation, and overall reconciliation.
    Direct debit processing
    Process direct debits from a customer using a direct debit mandate ID.
    Adhere to Customer / Vendor links
    Works with the Continia Finance - Associations module to close payables and settle the remaining receivables.
    Continia Hub
    Access a central in-app assistance hub designed for convenience and user feedback.
  • Direct Communication
    Direct communication with banks
    Import payment files and bank account statements directly from the bank into Business Central without saving files locally. This direct communication enhances efficiency and security while reducing the risk of errors.
    Real-time payment tracking
    Receive immediate status feedback from the bank on each payment, so you always know whether it's being processed, has been paid, or has been rejected.
    Error-handling
    Handle failed payments directly in Business Central. Detailed error codes from the bank provide guidance on resolving issues, all within the Payment Journal. After correction, you can resend the payment without logging into the bank's online system.
    Automated file imports
    Fully automate the import of cash receipt files, statement files for reconciliation, and status updates in the Payment Journal.
    Secure connection and data sharing
    Share all bank information between companies in the same environment. This can be done on the bank card or through the Assisted Setup Guide if the IBAN matches one in another company.
  • Security
    Secure and safe approval process
    Ensure every payment undergoes the chosen approval process, guaranteeing complete trust in the payment flow.
    Single line vs. batch approvals
    Specify whether payment lines must be approved individually or if the entire batch must be approved as one.
    Approve in Business Central
    Approve vendor, customer, and employee payments inside your Business Central and Payment Journal.
    Approve, reject, or delegate approvals
    Approve, reject, or delegate your pending approvals to others as needed. 
    Approval flows
    Set up approvals based on pre-defined approval flows. Send to specific people or send to a list of approvers. Define the order based on approval amount limits.
    Amount threshold-based approvals
    Set a maximum amount threshold for payments. Payments exceeding this amount require approval, while those under it can be sent to the bank without approval.
    Field restriction
    Choose to protect all fields during the approval process or only sensitive fields, such as Name, Address, IBAN, SWIFT, Currency Code, Branch No., and Account No., while allowing non-sensitive fields, like dimensions, to be altered after entering the approval flow.
    Bank account verification
    Prevent fraud and errors by verifying any new or changed bank account information for vendors, customers, or employees.
    Required number of approvers 
    Specify the exact number of approvers needed from a designated list for payments to proceed through the payment process.