Continia Finance – Multi-level Payment Discounts

Encourage faster payments with flexible discount tiers and payment dates

Give your customers more incentive to pay early — directly in Microsoft Dynamics 365 Business Central.

Continia Finance – Multi-level Payment Discounts

Encourage faster payments with flexible discount tiers and payment dates

Give your customers more incentive to pay early — directly in Microsoft Dynamics 365 Business Central.

Standard payment discounts can be too limited

Not every customer pays at the same pace, and a single cash discount often isn't enough to encourage earlier payment. 

You've probably run into this: 

  • You want to offer stronger incentives for faster payments, but only have room for one discount level
  • You need more flexibility in how payment terms are structured
  • Your team has to manage discount agreements manually outside the system
  • Calculating the correct discount based on payment timing takes extra effort and increases the risk of errors

The result is less flexibility, more manual work, and fewer opportunities to bring payments in sooner and strengthen liquidity.

Add flexibility to your payment terms

The Multi-level Payment Discounts module extends the standard payment terms in Business Central by letting you define multiple discount levels with different percentages based on when payment is made.

This gives you a more flexible and structured way to manage discount terms, offers more attractive incentives, and encourages earlier payment — for example:

  • 3% if paid within 10 days
  • 2% if paid within 20 days
  • 1% if paid within 30 days

When these payment terms are used on a sales invoice or purchase document, the system automatically applies the relevant discount based on the payment date.

Please note that payments functionality only works in combination with Continia Banking.

What you can do with Multi-level Payment Discounts

 

Create tiered discount structures

Add up to five discount levels to the same invoice, each with its own discount percentage and payment date, to reward earlier payment.

Encourage earlier payments

Offer stronger discounts for earlier payment and create a clearer incentive for customers and vendors to pay sooner.

Define payment terms with more flexibility

Tailor discount structures to fit different agreements and create more effective early payment incentives.

Simplify discount management

Manage tiered discount setups directly inside Business Central instead of relying on off-system calculations and manual handling.

Standardize discount handling

Use structured payment terms to manage discount levels more consistently and make payment incentives easier to maintain.

Apply discounts automatically

Let the system calculate and apply the appropriate discount level based on the selected payment terms and payment date.

How it works

The module enhances your Business Central environment by extending payment terms with multiple discount options.

  • Multi-level discount setup: Define payment terms with several discount percentages linked to different payment dates.
  • Document support: Use the terms on sales invoices and purchase documents. 
  • Automatic calculation: The correct discount is applied automatically when the document is created and used for payment handling. 
  • Setup guidance: Configure the module manually or through assisted setup, depending on your preferred implementation approach.

This gives you a more flexible and structured way to manage payment incentives without adding complexity to your daily work.

Why finance teams use Multi-level Payment Discounts

  • Encourages faster payments through clearer financial incentives
  • Increases flexibility in customer and vendor payment terms
  • Reduces manual work and discount calculation errors
  • Keeps all discount logic inside Business Central
  • Helps improve cash flow without relying on custom workarounds

Is this module right for you?

Your team will benefit from Multi-level Payment Discounts if you:

Want to encourage customers to pay earlier with better discount options

Need more than one cash discount level in your payment terms

Manage varied payment agreements across customers or vendors

Want discount calculations to happen automatically based on payment timing

Need a more scalable and controlled way to handle payment discounts in Business Central

Seamless integration with Continia Banking 

The Multi-level Payment Discount module works hand in hand with Continia Banking to streamline payment processing*. During payment exports, the system automatically chooses the correct payment discount.

*Only available for advanced payment processing.  

Don’t have Continia Banking yet?  

Explore Continia Banking

Encourage faster payments with smarter discount terms

With Multi-level Payment Discounts, you can offer more flexible discount structures that give customers and vendors a stronger incentive to pay early.

That means less manual handling, better control over payment terms, and a better foundation for healthy cash flow and stronger liquidity — all inside Business Central.

Ready to add flexibility to your payment terms?

Give your customers more reasons to pay early and make discount handling easier for your finance team.

Talk to your Continia partner today to get started with the Multi-level Payment Discounts module.

Find your partner